We provide financing up to $300,000 for new or existing businesses in Prince Edward Lennox Addington Counties and those relocating to the area.

Purpose of Financing

  • Start-up financing for a new business
  • Purchase or renovate a building
  • Leasehold improvements
  • Equipment purchases or upgrades
  • Inventory
  • Working capital


We highly recommend meeting with one of our social finance specialists to explore your business needs and select the best financing options for your enterprise.

Apply Now

  • Complete a Loan Application Form following a meeting with our Business & Investment Advisor
  • $100 application fee
  • Complete a Business Plan
  • If you are an existing business: provide financial statements

Contact Information

For more information or to book an appointment with a social finance specialist, contact:

Brad Roach, 613-703-3515

Loan Criteria

Loan applications are considered on the basis of:

  • Business viability
  • Client character; technical and management skills
  • Adequate security
  • Owner’s investment
  • Credit worthiness

Business Advisory Services

  • Free one-on-one business consulting
  • Get advice for general business guidance or for a specific problem that your business may be encountering

Information/webpage links
for ​new businesses

Loan Decision Appeals Process

If a loan application is declined, staff will inform the applicant of the decision in writing, specifying the reasons the loan and /or investment opportunity did not meet with Community Future’s lending and/or investment criteria. The applicant shall have the option of appealing the decision. 

1. Within 30 days of notification of the application rejection the applicant can address the decline reason(s) in writing. If the applicant is able to address the concerns, a re-application will be welcomed for financing with any additional relevant information, for reconsideration. 

2. Once the written appeal is received, staff will present the appeal request, and any revised materials, at the next regular scheduled meeting where loan applications are being reviewed. Should the applicant be unable to address the concerns and still feel that the loan application should have been granted, the applicant can request the original application, or the secondary application be presented again for consideration. 

3. Community Futures may uphold, partially uphold or not uphold the appeal. No person shall penalize or otherwise discriminate against a person who brings a complaint, gives evidence or otherwise assists in an appeal.